Harvest Group Financial Services was founded with the goal of assisting our clients in every aspect of their financial lives. We’ve provided the most personal service available, thus earning a reputation for excellence in our industry. For each of our clients, we strive to help create financial stability and security to provide financial independence.
Our Commitment
Our staff consists of experienced professionals with a "hands on" approach to financial guidance. Not only do clients find our team members knowledgeable, but they also discover that our staff truly cares about making their dreams a reality. We do everything in our power to keep our clients focused on where they want to go, advise them on how to get there, and continually remind them of the importance of maintaining a disciplined approach to realizing their dreams.
Our Guiding Principle
Our company is based on the principle that the understanding of one’s current financial situation is vital to successfully making prudent decisions concerning one’s future financial condition. If you have any questions about your current financial situation or wish to schedule an appointment, send us an email or give us a call at (215) 860-6056.
Rosemary G. Caligiuri
As President and founder of Harvest Group Financial
Services, Rosemary Caligiuri has been helping clients
create, execute, and monitor their personal financial
strategies through an interactive approach to wealth
management since 1989.
Raised in a large Italian family in New York,
Rosemary grew up with a genuine appreciation of Old
World values and traditions. She graduated cum
laude from Adelphi University of New York in 1981,
where she became a registered nurse, utilizing her
passion for seniors and their health issues. It was
this very passion that led her to enter the financial
services industry - providing meaningful solutions for
clients.
As a national speaker, educator and radio show
host, Rosemary regularly addresses mature groups
with the Harvest Group approach to wealth
management. She prides herself on providing reallife
solutions to pre-retirees and retirees through free
educational events in and around the Bucks County,
Pennsylvania area.
In 2001, Rosemary formed a distinct group of
seasoned professionals who share a common
philosophy of individualized, well-rounded wealth
management strategies for pre-retirees and retirees. Rosemary has
also earned the Chartered Advisor for Senior Living®
(CASL™) professional designation. This prestigious
program is a comprehensive curriculum available to
advisors striving to meet the unique financial needs
of today’s clients.
Recently, Rosemary was invited by Ed Slott to
become part of his Master Elite IRA Advisor Group - a private
IRA study group of professionals with extensive IRA
experience. This group is required to go through
rigorous educational workshops on a continuous
basis.
Whether your goal is to create an estate or preserve
it, Harvest Group Financial Services can provide a
framework for making informed decisions on the
critical issues you face.
The Harvest Group is dedicated to providing prudent,
professional, quality services and products. Not
bound to a particular investment or insurance
company, the Harvest Group is an independent
network of financial professionals working for you.
Bea Tiberge
Bea Tiberge is an Account Executive with Harvest Group Financial
Services, an independent, financial services firm offering a full range of
investment products for pre-retirees and retirees.
Bea has over 12 years experience working with seniors, she has taught many
classes in Wealth Transfer, Retirement Income Planning, Avoiding Investment Scams
for Seniors, Common Mistakes People Make with IRAs, Retirement Planning for Women,
and Senior Housing Options. She is a featured speaker for many senior groups and
business professional groups, a frequent guest host on the radio show Financial
Issues and Answers, and has written an article “Lifestyle Options for Seniors” that was
published in the Senior Citizen’s Guide to Philadelphia.
Bea is a graduate of Rider University where she received a Bachelor of Science
degree in Marketing and Management and holds a Certificate in Gerontology from
Bucks County Community College. She is a registered securities representative with
FINRA and is a licensed insurance agent. Prior to joining the Harvest Group Bea was
the Executive Director of the independent living portion of Attleboro Retirement Village
in Langhorne.
She currently serves on the Board of Trustees for DAARSTOC, a leadership skill
building group at Rider, on the Board of Directors for Earth Center for the Arts, and
is a member of the Lower Bucks Chamber of Commerce (LBCCC) and Network
Connections. She has lived in Bucks County for more than 27 years.
Loretta Hutchinson
Loretta Hutchinson is an independent, fee-based Advisory Associate with a degree in Accounting from the University of Scranton,
Loretta has worked for several national banking firms conducting internal audits and
preparing financial statements of FNMA and GNMA mortgage portfolios for institutional
investors. She has also served as a per-diem accountant and tax preparer for local
small businesses and individuals.
After graduating from The College of New Jersey, with a Master's degree in Counseling,
Loretta attained certification as a National Certified Counselor. She is a member
of Chi Sigma Iota Honor Society, recognized for her academic excellence.
Loretta has appeared on the radio show Financial Issues and Answers discussing the
tax implications of asset allocation decisions. She has conducted various workshops on Career Decision Making and Financial Implications, as well as Financial Literacy and
Transitions workshops at the Bucks County Community College and The College of New
Jersey.
Loretta has served on the St. Ignatius Home and School Board as Treasurer, as
well as various chair and volunteer positions for St Ignatius, Grey Nun Academy and
the Bucks County Community College Foundation. She has lived in Bucks County for
25 years with her husband Mark and their three children.
Q. What are the costs associated with attending one of Harvest Group Financial Services's educational workshops?
A. Our workshops are an educational service that we provide for our community and our clients. They are a great way for us to meet new people in and around the area, and there is absolutely no cost or obligation associated with them.
Q. What happens at the financial consultation?
A. One of our knowledgeable advisors will sit down with you and discuss your current financial situation. After developing a complete picture of what you want to accomplish and what is important to you, we will prepare a comprehensive plan indicating where you stand now and the steps, if any, needed to achieve your financial goals. Our licensed professionals will be able to assist you through these steps, acting as your partner in realizing your retirement dreams.
Q. How do I set up an appointment and/or start the process?
To set up your complimentary consultation, simply call us at (215) 860-6056, and we will be happy to schedule a visit that is convenient for you with one of our qualified investment professionals.